Transportation · 07/17/2025

The subway is the primary mode of transportation in New York City. This article provides a detailed riding guide that includes information on the subway system, how to obtain and use a Metrocard, fare prices, and payment methods. Understanding these tips will help you explore the city smoothly and master the secrets of riding the subway. Whether you are an international student or a tourist, having a thorough understanding of subway operations will add convenience to your trip in New York.

Loans · 07/18/2025

When Chinese investors purchase real estate in the United States, loans are a common option. This article discusses the requirements for H-1B visa holders applying for home financing, including the importance of credit scores, types of loans, and pre-approval letters. H-1B visa holders can apply for FHA and conventional loans, but they need to pay attention to down payment ratios and credit scores. It is advised to prepare in advance to improve credit scores to ensure smooth financing.

Finance · 11/26/2025

This article focuses on two residential projects in Houston, USA: Ciara Manor and Bay New Town Villa, analyzing their investment potential. Ciara Manor offers stable rental income, while Bay New Town Villa has a lower down payment threshold. Investors should choose carefully based on their own circumstances and fully understand the risks of overseas real estate investment. Consider factors like property taxes, management fees, and currency fluctuations before making a decision. Diversification and professional advice are crucial for successful overseas property investment.

Travel · 11/26/2025

This article analyzes the overseas apartment market in cities like Bangkok, Melbourne, and Manchester, focusing on properties within a budget of RMB 1-3 million. From a data analyst's perspective, it examines key indicators such as price appreciation, rental yield, and down payment ratios. The analysis aims to provide potential buyers with professional investment advice, highlighting potential risks and assisting them in making informed overseas real estate investment decisions. The study offers insights into navigating the complexities of international property markets.

Travel · 11/26/2025

Detached villa in Karuizawa, known as the "Tokyo Backyard", offering convenient access and a resort-like atmosphere. Prices start from ¥2.89 million with freehold ownership and a 10% down payment. Significant investment potential with a 2.5% price increase in the past year and historically stable rental income. Choose Karuizawa for a high-quality lifestyle. This property offers a unique opportunity to own a piece of paradise in a highly desirable location, perfect for personal use or as a lucrative investment.

Travel · 11/27/2025

A new onsen hotel in Shizuoka Izu offers a fresh perspective on overseas property investment in Japan. Boasting a prime location, cutting-edge design, and stable operational income, the hotel starts at RMB 4.82 million with a down payment of only 10%. Combining investment value with resort attributes, it presents an ideal option for living, investment, and even future immigration to Japan. This new property offers a unique opportunity to enjoy the beauty of Izu while securing a valuable asset.

Travel · 11/26/2025

This article analyzes overseas apartment investment for retirement within a budget of RMB 1-3 million, based on data from the Kunzhou Overseas Real Estate platform. It compares key data points such as price appreciation, rental yield, and down payment ratios of selected projects in Bangkok (Thailand), Kuala Lumpur (Malaysia), Miami (USA), and Melbourne (Australia). The analysis also highlights investment risks related to exchange rates and policies, providing a reference for potential investors. The goal is to inform investors looking for overseas retirement property options.

Taxation · 07/21/2025

This article provides an in-depth overview of how immigrants file taxes in the United States, including the definition of income tax, the filing process, required documents, and tax treatment for self-employed individuals. It explains tax payment rates, credits, and deductions for tax savings, highlighting the importance of filing and how to seek assistance to simplify the process. Additionally, it specifically addresses the impact of immigration status on tax filing and the tax responsibilities of undocumented immigrants, guiding readers to correctly understand and comply with their tax obligations in the U.S.

Education · 01/25/2025

North America Education Express reveals the impact of trademark disputes, art school application key points, political turmoil, and economic pressure on studying abroad. Baylor University sued Boston University for trademark infringement. Portfolios are crucial for art school applications. The Trump administration demanded a settlement payment from UCLA. Stanford University laid off staff due to budget deficits. Studying abroad requires careful planning and attention to potential risks. These factors highlight the importance of considering various elements beyond academics when pursuing education abroad, especially in the context of evolving political and economic landscapes.

Apartment Rental · 07/24/2025

The Bilt World Elite Mastercard is the preferred credit card for renters, offering zero annual fees and fee-free rent payments, making it an ideal choice for travel enthusiasts. Although it has no sign-up bonus, its additional benefits ensure the safety of cardholders' transactions, while the partnership with Wells Fargo allows these perks to remain effective for years to come.

Finance · 07/17/2025

This article provides detailed steps and precautions for filling out checks in the United States, covering aspects such as date, payee, amount, and notes. Understanding the rules for check usage and following standard procedures can effectively prevent legal issues like bounced checks, ensuring smooth transactions. It is also advised to carry a small amount of cash for emergencies. Each stage is explained in detail to ensure that readers can fill out checks legally and correctly.

Lawyers · 07/25/2025

This article provides a clear guide for calculating and paying USCIS application fees, including various methods to check fees. It ensures that applicants can accurately understand the costs before submitting their immigration applications, helping to avoid unnecessary delays in the application process.

Taxation · 08/07/2025

The IRS warns taxpayers about delays in processing some electronic payments and advises planning payments in advance. Outstanding taxes can be paid via online accounts or checks, with penalties and interest continuing to accrue. Timely payments can prevent future financial issues and help taxpayers manage their tax affairs systematically.

Taxation · 08/07/2025

This guide details the requirements and steps for employers when reporting back pay and special wage payments to the Social Security Administration. It highlights the importance of compliance in reporting, helping employers avoid legal and financial risks while also protecting employee interests.

Taxation · 04/07/2025

The 2025 tax season in the US is approaching its deadline of April 15. Prepare necessary tax documents like W-2, 1099-MISC, and 1099-K to file on time and avoid delays. If you owe taxes, consider paying with a credit card, with fees as low as 1.8%. Related expenses can also count towards card rewards. Confirm your tax matters before filing and consult a professional for guidance.